Trusted Specialists in Foreign Exchange

Established in 2001

About Direct FX

Established over 20 years ago, Direct FX six advisors together have more than 150+ years of experience in foreign exchange. The team focuses on helping you save money on bank fees when you need to send or receive funds in another currency for personal or business purposes. Direct FX will help businesses, banks and individuals save on foreign exchange.

Direct FX provides a complete range of services globally specialising in foreign exchange and ensuring their clients needs are top priority. By making an effort to connect with each customer personally and ensure there is a seamless process from the the moment you sign up, Direct FX believes in being a better solution than traditional banks.

No account maintenance fees.  Transfer funds whenever you want to. We do not have any inactivity charges.

No transaction fees. We charge no transaction fees. We build our fees and margins into the rate we quote you (in most cases).

Free account registration. Creating an account with us is absolutely free and it will stay that way.

Why Choose Direct FX?

There are NO other fees when you deal with us. We keep it simple and include all our fees into the rate we quote you. This means the full amount of currency converted at the agreed rate will be transferred to the chosen account, no exceptions.

Some other providers, in an effort to make their rates look better, will add their fees in after a deal is agreed at a specific rate. So while you may think you are dealing at a better rate, once you factor in their fee, often 0.5%, the net effect is you will end up with less in your destination account.

Below is an example if you were to sell NZD 100,000 for AUD:

Wise - 0.5% fee

You sell NZD 100,000 at a rate of 0.9337, generating AUD 93,370, but then their 0.5% fee (AUD 470.00) is deducted. You receive AUD 92,900.00 into your Australian account.

Direct FX - 0% fee

You sell NZD 100,000 and buy AUD at a rate of 0.9300. You receive AUD 93,000 into your Australian account.

FX News and Blog

Read weekly market news and the Direct FX blog

Breaking Down the True Cost of International Money Transfers

Sending money overseas is essential for many Kiwi businesses, expats, and individuals. Yet, navigating the real costs involved can feel complicated, especially when unexpected fees pop up. Understanding exactly what you’re paying ensures smarter choices and significant savings. Let’s clearly break down these costs and show how Direct FX can help you manage them easily…

How Do International Money Transfers Actually Work?

Making International Money Transfers Simple Ever wondered what actually happens when you send money abroad? Maybe you’re supporting family overseas, paying suppliers internationally, or investing in foreign property. Knowing how international money transfers work helps you make smarter financial choices and save money. Here’s an easy-to-follow guide explaining everything clearly and simply. First Things First:…

How Direct FX Makes Your NZD to AUD Exchange Simple and Smart

When you’re dealing with currency exchange – especially between New Zealand Dollars (NZD) and Australian Dollars (AUD) – the difference between a smooth transaction and a frustrating one often comes down to who you choose as your currency partner. At Direct FX, we get it. You want competitive rates, transparent fees, and a friendly team…

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Download the Direct FX App for Free

Anyone can use the DFX app for a quick and easy way to request a quote online, access real time rates and stay up to date with daily market news.
Direct FX App